{"id":20,"date":"2021-05-16T16:19:08","date_gmt":"2021-05-16T16:19:08","guid":{"rendered":"https:\/\/bkperak.com\/en\/?page_id=20"},"modified":"2024-04-22T16:41:30","modified_gmt":"2024-04-22T16:41:30","slug":"mortgage","status":"publish","type":"page","link":"https:\/\/bkperak.com\/en\/mortgage\/","title":{"rendered":"Mortgage"},"content":{"rendered":"\t\t
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Mortgage<\/h2><\/div>

| PERSONAL BANKING<\/h4><\/div>
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\n\t\t\t\t\t\t\t\t\tWhatever your financial situation and home buying objectives, we\u2019ll help find the mortgage option to meet your needs today and dreams for tomorrow.\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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\nRefinance\n<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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We can make your mortgage payments more manageable with refinancing options. Refinancing helps you:<\/p>

  • Consolidate debt<\/li>
  • Free up extra cash for home improvements, college expenses, and more<\/li>
  • Reduce your monthly payment<\/li>
  • Convert an adjustable rate loan to a fixed rate loan<\/li><\/ul><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    \nConstruction\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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    Ready to break the mold of your existing home and build it out to something better? We can help with our construction loan products:<\/p>

    • One-time application and closing<\/li>
    • Fixed and adjustable rate options<\/li>
    • Available for primary and secondary residences<\/li>
    • Initial construction loan converts to permanent mortgage loan<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t
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      We find the right loan product to meet your mortgage financing needs, with no to low down payments, and promotions for ongoing purchases and first-time buyers. Options include:<\/p>

      • Conforming<\/li>
      • FHA<\/li>
      • VA<\/li>
      • USDA<\/li>
      • Jumbo\/Non-Conforming<\/li><\/ul><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        Reverse Mortgage\n\n<\/h5>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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        If you\u2019re age 62 or older, use this option to access equity in your home, without monthly loan payments. Borrowing options include receiving funds as:<\/p>

        • Lump sum payment<\/li>
        • Line of credit<\/li>
        • Receiving fixed monthly payments<\/li><\/ul>

          \u00a0<\/p>

          You would continue to be responsible for making payments for taxes and insurance during the term of the mortgage. Reverse mortgage loans typically must be repaid either when you move out of the home or when you die. However, the loan may need to be paid back sooner if the home is no longer your principal residence, you fail to pay your property taxes or homeowners insurance, or do not keep the home in good repair.<\/p><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

          Mortgage | PERSONAL BANKING Whatever your financial situation and home buying objectives, we\u2019ll help find the mortgage option to meet your needs today and dreams for tomorrow. Refinance We can make your mortgage payments more manageable with refinancing options. Refinancing helps you: Consolidate debt Free up extra cash for home improvements, college expenses, and more Reduce your monthly payment Convert an adjustable rate loan to a fixed rate loan Construction Ready to break the mold of your existing home and build it out to something better? We can help with our construction loan products: One-time application and closing Fixed and adjustable rate options Available for primary and secondary residences Initial construction loan converts to permanent mortgage loan Purchase We find the right loan product to meet your mortgage financing needs, with no to low down payments, and promotions for ongoing purchases and first-time buyers. Options include: Conforming FHA VA USDA Jumbo\/Non-Conforming Reverse Mortgage If you\u2019re age 62 or older, use this option to access equity in your home, without monthly loan payments. Borrowing options include receiving funds as: Lump sum payment Line of credit Receiving fixed monthly payments \u00a0 You would continue to be responsible for making payments for taxes and insurance during the term of the mortgage. Reverse mortgage loans typically must be repaid either when you move out of the home or when you die. However, the loan may need to be paid back sooner if the home is no longer your principal residence, you fail to pay your property taxes or homeowners insurance, or do not keep the home in good repair.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-20","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/bkperak.com\/en\/wp-json\/wp\/v2\/pages\/20","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/bkperak.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/bkperak.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/bkperak.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/bkperak.com\/en\/wp-json\/wp\/v2\/comments?post=20"}],"version-history":[{"count":76,"href":"https:\/\/bkperak.com\/en\/wp-json\/wp\/v2\/pages\/20\/revisions"}],"predecessor-version":[{"id":4814,"href":"https:\/\/bkperak.com\/en\/wp-json\/wp\/v2\/pages\/20\/revisions\/4814"}],"wp:attachment":[{"href":"https:\/\/bkperak.com\/en\/wp-json\/wp\/v2\/media?parent=20"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}